Nobody hacks anyone. "Hacking" is such an overused term. People share chars with people they don't know well enough and find problems happen, what a surprise.
Get locked out of own char. Own fault
Get kit stolen. Own fault
Use a char without permission and get banned. Own fault
Share chars with people you know in RL or known ingame and trust for many years fair enough, but so many people sharing chars with almost randoms then get surprised when bad things happen. I find it very difficult to muster up any sympathy for those in that situation